Trend and Status of NPA of Selected Public and Private Sector Banks

Authors

  • Jyoti Research Scholar, IMSAR, MDU, Rohtak Haryana
  • Dr. Pooja Yadav Associate Professor, MDU-CPAS, Gurugram Haryana

DOI:

https://doi.org/10.36676/irt.v8.i2.21

Keywords:

NPAs, Banks, Loan and Advances, GNP

Abstract

In recent years, non-performing assets have become a global banking crisis. Same in India, the main worry for banks is non-performing assets. NPA is the most accurate measure of the banking industry's overall performance. The current research looks into the status of non-performing assets of a few different types of banks throughout the public and private sectors. For this study, secondary sources such as RBI papers, Statistical Tables pertaining to Banks in India, etc. are used to obtain data. The study finds that private and public sector banks exhibited an increasing trend in non-performing assets (NPA) before the Covid-19 pandemic, but NPA began to fall after the pandemic. The write-off of NPAs is a crucial contributor to this phenomenon.

References

Agrawal, V. (2022). An Analysis of Trends of Non-Performing Assets in Scheduled Commercial Banks & Its Recovery Mechanism Pre and Post Financial Crisis of 2007–08. Available at SSRN 4036094.

Ahmed, F. Does Indian Banking Sector Need A Bad Bank to resolve Non-Performing Assets. International Journal of Research in Engineering, IT and Social Sciences, ISSN, 2250-0588.

Arasu, B. S., Sridevi, P., Nageswari, P., & Ramya, R. (2019). A Study on Analysis of Non-Performing Assets and its Impact on Profitability. International Journal of Scientific Research in Multidisciplinary Studies, 5(6), 1-10.

Banerjee, R., Verma, D., & Jaiswal, B. (2018). Non-performing assets: a comparative study of the Indian commercial banks. International Journal of Social Relevance & Concern, 6(2), 2347-9698.

Bandhu, A., Kumar, S., & Kumar, S. Bad Banks And The Recapitalization Of The Banking Sector. JOURNAL OF MANAGEMENT & ENTREPRENEURSHIP, ISSN, 2229-5348.

Chaudhary, K., & Sharma, M. (2011). Performance of Indian public sector banks and private sector banks: A comparative study. International journal of innovation, management, and technology, 2(3), 249.

Chary, S. N., & Fasi, M. (2019). Non-Performing Assets in Public Sector Banks–A Study. Srusti Management Review, 12(1), 24-32.

Dr. Partap Singh (2012), An Evaluation Of Performance Of Indian Banking Sector (With Special Reference To Npas Of Some Indian Public Sector Banks), APJRBM, Volume 3, Issue 12, December, 2012.

Harshitha, H., & Shailaja, M. L. Bad Bank: The Concept of Making Good the Bad Assets of Banks. Journal homepage: www. ijrpr. com ISSN, 2582, 7421.

Harani, B., Subramanyam, M. A Comparative Analysis of Non Performing Assets (NPAs) of Public and Private Sector Banks In Indian- An Endless Battle. The International Journal of Scientific and Technology Research, Vol. 8, Issue 12.

Jain, D., & Sainib, R. K. (2015). Non-Performing Assets Recovery Channel: An Assessment of Securitization Act-2002. International Journal Of Trade And Commerce-Iiartc, ISSN (Print), 2277-5811.

Joseph, A. L., & Prakash, M. (2014). A study on analyzing the trend of NPA level in private sector banks and public sector banks. International Journal of Scientific and Research Publications, 4(7), 1-9.

Kaviths, N. (2012). NPAs of Scheduled Commercial Banks in India-A Case Analysis. Global Journal of Arts and Management.

Kumar, P. T. (2013). A comparative study of NPA of old private sector banks and foreign banks. Research Journal of Management Sciences, ISSN, 2319-1171.

Lakshmanan, C., & Dharmendran, A. (2007). Impact of NPAs on the Performance Variables in Chennai Central Cooperative Bank. Indian Co-operative Review, 44(4), 291-297.

Mapanga, K., & Kumar, V. R. S. (2012). Machine vision for intelligent semi-autonomous transport (MV-iSAT). Procedia Engineering, 41, 395-404.

Panigrahi, M. A., & Chaudhury, S. K. The Impact of Sarfaesi Act 2002 In Reducing Non-Performing Assets Of Indian Scheduled Commercial Banks. Asia Pacific Journal of Research ISSN (Online), 2347-4793.

Prasad, G.V., & Veena, D.R. (2011). NPAs Reduction Strategies for Commercial Banks in India.

Grover, P. (2021), Bad Bank: A Good Alternative Mechanism for Resolution of the Stressed Assets, International journal of Advanced Research in Commerce, Management and Social science, Volume 04, No.01, January-March.

Rani, C. (2012). Status Of Non-Performing Assets (NPAs) After The Enactment of Securitisation (SARFAESI) ACT. International Journal of Research in Finance & Marketing (IJRFM), 2(11).

Sagarika, M. (2021). Comparative Study of Non -Performing Assets (NPAs) in selected Public Sector Banks and Private Sector Banks in India.

Saini, M., Dhingra, B., & Yadav, M. (2023). ESG risk and financial performance of the Indian financial firms. International Journal of Governance and Financial Intermediation, 1(4), 304-314.

Singh, A. (2013). Performance of non-performing assets (NPAs) in Indian Commercial Banks. International Journal of Marketing, Financial Services & Management Research, 2(9), 86-94.

Singh, V. R. (2016). A Study of Non-Performing Assets of Commercial Banks and it’s a recovery in India. Annual Research Journal of SCMS, Pune, 4(1), 110-125

Subhamathi, M. V. A Comparative Study of Non Performing Assets (Npa) Banks In India By Using Correlation. Asia Pacific Journal of Research, ISSN (Print), 2320- 5504.

Snehal, S Herwadkar, Arpita Agarwal, Sambhavi Dhingra (2022), Bad Banks as Good Smaritans: Lessons from Cross-Country Experience for India, RBI Bulletin, February.

Yadav, M., & Saini, M. (2023). Environmental, social and governance literature: a bibliometric analysis. International Journal of Managerial and Financial Accounting, 15(2), 231. https://doi.org /10.1504/ijmfa.2023.129844

Yadav, P. (2022), COVID-19 Pandemic and Set-Up of NARCL for Non Performing Assets. ANVESAK, ISSN, 0378 – 4568.

Statistical Tables relating to Banks in India: 2021-22.

Downloads

Published

2022-06-15
CITATION
DOI: 10.36676/irt.v8.i2.21
Published: 2022-06-15

How to Cite

Jyoti, & Dr. Pooja Yadav. (2022). Trend and Status of NPA of Selected Public and Private Sector Banks. Innovative Research Thoughts, 8(2), 151–160. https://doi.org/10.36676/irt.v8.i2.21