Mafuwane , H. C. (2024) “Spaza Shops in Townships and Rural Areas to Switch to Electronic Payment Method to Run the Business Successfully and Safe: Case Study Mkhuhlu Township, Bushbuckridge Municipality, Mpumalanga In South Africa”, Innovative Research Thoughts, 9(5), pp. 212–235. doi: 10.36676/irt.v9.i5.1430.